Bank Reconciliation
Match the bank to your books — with AI.
Import your statement and let Janiva identify paying customers from partial names, match debits to expenses, book missing expenses, and auto-reconcile gateway fees — so your books and bank stay in lockstep.
The problem
Reconciliation is tedious, and bank descriptions rarely match the customer or expense they belong to.
What you get
AI payee identification
Recognise the paying customer from a messy bank 'Particulars' line.
Match credits & debits
Auto-suggest matches to invoices and expenses; you confirm.
Book expense from a debit
Turn an unrecorded debit into an expense in one step.
Gateway fee handling
Auto-reconcile payment-gateway fees and internal transfers.
Aliases & rules
Teach it a name alias once; it applies it every time.
Per-customer modes
Apply payments the way each customer actually pays.
How it works
Import statement
Upload your bank statement.
Review matches
Janiva suggests the customer/expense; you confirm.
Reconcile
Books and bank stay in lockstep.
Built for how you actually work
Monthly reconciliation
Close the bank reco in minutes, not an afternoon.
Identify payers
Know who paid even when the bank line is cryptic.
Capture expenses
Book expenses straight from unmatched debits.
Gateway fees
Stop manually accounting for Razorpay/PG fees.
Built for
- ✓Accountants
- ✓Finance teams
- ✓SMB owners
FAQ
How does it know the customer?
AI matches partial names in the statement to your customer master, with learnable aliases.
Can it create expenses?
Yes — book an expense directly from an unmatched debit line.
Does it handle gateway fees?
Yes — gateway fees and internal transfers auto-reconcile.
Works well with
Ready to hand off the back-office?
See Janiva run on your own numbers and companies. Book a 20-minute demo.
